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lawsuit loans

Lawsuit loans are cash advances on your expected settlement that let you access money while your case is still pending. 

Presettlement Funding provides lawsuit loans based on the strength and value of your lawsuit, and repayment only comes from your settlement if your case succeeds.

Call: (424) 431-5051

How do lawsuit loans work?

Lawsuit loans work by reviewing your legal claim, estimating your likely settlement, and advancing a portion of that value now. Presettlement Funding follows a simple three-step process:

  1. Apply online

    You submit basic case and contact details.
  2. Case review with your attorney

    Presettlement Funding evaluates liability, damages, and settlement outlook with your lawyer.
  3. Receive funds

    If approved, Presettlement Funding sends your lawsuit loan to your bank account, often within 24–48 hours.

Do I have to repay a lawsuit loan if I lose?

No, you do not repay a lawsuit loan if you lose when the funding is non-recourse. Presettlement Funding offers non-recourse lawsuit loans, meaning if your case does not settle or you do not win at trial, you owe Presettlement Funding $0.

Are lawsuit loans regulated?

Lawsuit loans are regulated in some states and overseen by broader contract and consumer-protection laws nationwide. 

Presettlement Funding follows applicable state compliance rules and structures every agreement as non-recourse legal funding, so repayment terms stay lawful, disclosed, and case-based.

How are lawsuit loans different from traditional loans?

Lawsuit loans are different from traditional loans because they are case-based and non-recourse, not credit-based debt.

FeatureLawsuit loansTraditional loans
Based on credit or income?NoYes
Non-recourse (no repayment if you lose)?YesNo
Approval speedUsually 24–48 hoursDays to weeks
Use of fundsFlexibleOften restricted
Risk to borrowerLowHigh

Who qualifies for a lawsuit loan?

You qualify for a lawsuit loan if you meet these case-based requirements:

  • You are at least 18 years old.
  • You have an active civil lawsuit or personal injury claim.
  • You are working with an attorney.
  • Your claim has measurable damages and a reasonable settlement path.
  • You are a U.S. citizen or permanent resident.

Presettlement Funding does not require employment, income proof, or a credit score threshold.

Why does the statute of limitations matter for lawsuit loans?

The statute of limitations matters for lawsuit loans because if you miss your filing deadline, your case can be dismissed and no settlement exists to fund. 

Presettlement Funding can only approve lawsuits that are still legally valid, so starting your claim on time protects both your case and your funding eligibility.

Do I need good credit for a lawsuit loan?

No, you do not need good credit for a lawsuit loan because approval is based on your case, not your finances. Presettlement Funding does not run a traditional credit check, and your funding decision is tied to liability and settlement value.

How long does it take to get a lawsuit loan?

Most lawsuit loans take 24 hours from case review to funding. Presettlement Funding moves quickly once your attorney provides the needed documentation.

Call: (424) 431-5051

How much can I get in a lawsuit loan?

You can get $500- $1000000. Lawsuit loan amount depend on case value, damages, and expected settlement range. 

Presettlement Funding advances only a safe portion of your projected recovery so you still take home meaningful compensation after fees, liens, and legal costs.

How does fault in my state affect my lawsuit loan?

Fault in your state affects your lawsuit loan because shared-fault rules can reduce your final settlement and change how much funding is safe to advance. 

Presettlement Funding reviews whether your state follows contributory negligence, comparative negligence, or modified comparative negligence so the funding amount matches the realistic settlement you may receive.

What types of cases can lawsuit loans cover?

Lawsuit loans can cover many personal injury and civil lawsuits with clear liability and damages. Presettlement Funding commonly funds:

  • Auto accidents (car, truck, motorcycle, pedestrian, bicycle)
  • Workplace and workers’ compensation injuries
  • Slip-and-fall and premises negligence
  • Medical malpractice
  • Defective products, drugs, and medical devices
  • Employment law violations and labor disputes
  • Police misconduct, wrongful arrest, and civil rights cases
  • Qui tam and whistleblower claims
  • Property damage liability

If your case is not listed, Presettlement Funding can still review it when the claim is strong.

Call us at: (424) 431-5051

What can I use lawsuit loan money for?

You can use lawsuit loan money for any life expense while your case is pending. Most Presettlement Funding clients use advances for:

  • Rent or mortgage
  • Utilities, groceries, and toiletries
  • Car payments, insurance, and repairs
  • Medical bills, therapy, prescriptions, and rehab
  • Childcare, school needs, and transportation
  • Credit card minimums and other household debt

Presettlement Funding does not restrict or track spending.

What should I look for in a lawsuit loan company?

You should look for clarity, non-recourse protection, speed, and attorney coordination. A strong lawsuit loan provider should offer:

  • Non-recourse contracts (no repayment if the case fails)
  • Transparent pricing with a clear payoff schedule
  • Fast approvals based on documented case merit
  • Direct attorney communication
  • No hidden fees or compounding surprises

Presettlement Funding is built around these standards.

What should I do to avoid a low settlement from the insurance company?

You should avoid a low settlement from the insurance company by not letting financial pressure force you to accept the first offer. 

Presettlement Funding lawsuit loans give you cash to cover expenses while your attorney negotiates, so you can wait for a fair payout instead of settling early just to survive.

What happens if my lawsuit settlement falls through?

If your lawsuit settlement falls through, you keep the money and owe nothing under a non-recourse agreement. Presettlement Funding takes the financial risk so you are not left with debt if your case does not succeed.

Why choose Presettlement Funding for lawsuit loans?

You should choose Presettlement Funding because cases are reviewed quickly, contracts are non-recourse, and pricing is straightforward. 

Presettlement Funding also prioritizes direct attorney collaboration and fast delivery so plaintiffs can stay financially stable without settling early for less than their claim is worth.

Call us: (424) 431-5051

Where does Presettlement Funding offer lawsuit loans?

Presettlement Funding provides nationwide lawsuit loans. Find your state below, with key cities listed under each location.

  • Delaware Lawsuit Loans
    • Dover
    • Wilmington
    • Newark
  • Florida Lawsuit Loans
    • Miami
    • Orlando
    • Tampa
  • Georgia Lawsuit Loans
    • Atlanta
    • Augusta
    • Savannah
  • Hawaii Lawsuit Loans
    • Honolulu
    • Hilo
    • Pearl City
  • Idaho Lawsuit Loans
    • Boise
    • Meridian
    • Nampa
  • Illinois Lawsuit Loans
    • Chicago
    • Aurora
    • Naperville
  • Iowa Lawsuit Loans
    • Des Moines
    • Cedar Rapids
    • Davenport
  • Louisiana Lawsuit Loans
    • New Orleans
    • Baton Rouge
    • Shreveport
  • Massachusetts Lawsuit Loans
    • Boston
    • Worcester
    • Springfield
  • Michigan Lawsuit Loans
    • Detroit
    • Grand Rapids
    • Lansing
  • Minnesota Lawsuit Loans
    • Minneapolis
    • Saint Paul
    • Rochester
  • Mississippi Lawsuit Loans
    • Jackson
    • Gulfport
    • Biloxi
  • New Hampshire Lawsuit Loans
    • Manchester
    • Nashua
    • Concord
  • New Jersey Lawsuit Loans
    • Newark
    • Jersey City
    • Paterson
  • New Mexico Lawsuit Loans
    • Albuquerque
    • Las Cruces
    • Rio Rancho
  • New York Lawsuit Loans
    • New York City
    • Brooklyn
    • Buffalo
  • North Dakota Lawsuit Loans
    • Fargo
    • Bismarck
    • Grand Forks
  • Ohio Lawsuit Loans
    • Columbus
    • Cleveland
    • Cincinnati
  • Oklahoma Lawsuit Loans
    • Oklahoma City
    • Tulsa
    • Norman
  • Oregon Lawsuit Loans
    • Portland
    • Eugene
    • Salem
  • Pennsylvania Lawsuit Loans
    • Philadelphia
    • Pittsburgh
    • Allentown
  • Rhode Island Lawsuit Loans
    • Providence
    • Warwick
    • Cranston
  • South Dakota Lawsuit Loans
    • Sioux Falls
    • Rapid City
    • Aberdeen
  • Tennessee Lawsuit Loans
    • Nashville
    • Memphis
    • Knoxville
  • Texas Lawsuit Loans
    • Houston
    • Dallas
    • San Antonio
  • Utah Lawsuit Loans
    • Salt Lake City
    • West Valley City
    • Provo
  • Virginia Lawsuit Loans
    • Richmond
    • Virginia Beach
    • Norfolk
  • Washington Lawsuit Loans
    • Seattle
    • Spokane
    • Tacoma
  • Wisconsin Lawsuit Loans
    • Milwaukee
    • Madison
    • Green Bay
  • Wyoming Lawsuit Loans
    • Cheyenne
    • Casper
    • Laramie

What related sections should I read next?

These sections expand sister contexts across the same niche and will be linked to deeper pages:

  • Benefits of Legal Funding
  • Frequently Asked Questions
  • What to Consider When Selecting a Lawsuit Funding Company
  • Cases We Fund
  • Pre-Settlement Funding
  • Personal Injury Loans
  • Auto Accident Loans
  • Labor Law Loans
  • Product Liability Funding
  • Workplace Injury Funding

How do I apply for lawsuit loans with Presettlement Funding?

You can apply for lawsuit loans with Presettlement Funding by submitting the online form or calling to start a case review. Presettlement Funding confirms your lawsuit details with your attorney, issues a clear offer if you qualify, and sends funds fast once you accept.

Call: (424) 431-5051