Get a Car Accident Loan in Connecticut
Car accidents are disruptive, stressful, and often life-altering. The last thing you need after an accident in Connecticut is to worry about mounting bills while you wait for your lawsuit to settle.
At Northstar Pre-Settlement Funding, we’re here to help. We provide fast, transparent financial support to car accident victims, so you can focus on your recovery—not your bank account.
Whether it’s covering medical treatments, replacing lost income, or handling day-to-day expenses, our funding helps ease the financial pressure while your attorney fights for the settlement you deserve.
Don’t let financial stress force you into an early or unfair settlement. Call us today at 424-431-5051 or apply online for an auto accident loan from Northstart to get the relief you need—often within 24 hours.
What Are Connecticut Car Accident Loans & How Do They Help?
If you’ve heard the term “car accident loan,” you might think it’s a traditional loan—but it’s not. Pre-settlement funding is an advance based on your potential settlement, and it’s non-recourse. That means you don’t repay the funds unless you win or settle your case.
In Connecticut, lawsuits can take months—or even years—to resolve. In the meantime, everyday expenses like rent, groceries, or childcare don’t wait. Pre-settlement funding bridges this gap, giving you the financial breathing room to stay on your feet and avoid settling for less than you deserve.
Connecticut Laws & Why They Matter for Your Case
Car accident laws in Connecticut can be overwhelming, especially while recovering from an injury. Here are a few key points to understand:
- Fault-Based System: Connecticut operates under a fault-based system. This means the at-fault driver (or their insurance) is responsible for covering damages, which can include medical expenses, property damage, and lost wages.
- Comparative Negligence: Even if you were partially at fault for the accident, you may still recover compensation as long as you’re less than 51% responsible. However, your award will be reduced by your percentage of fault.
- Statute of Limitations: You generally have two years from the date of the accident to file a personal injury claim. Missing this deadline could result in losing your right to compensation.
At Northstar, we work with plaintiffs across Connecticut to provide funding that aligns with these legal guidelines. To learn more about state laws, visit the Connecticut Judicial Branch or Connecticut Insurance Department.
Types of Funding We Offer
Every car accident is different, and so are the financial challenges that follow. That’s why we provide flexible funding for a range of situations, including:
- Whiplash and Soft Tissue Injuries: Cover physical therapy bills after a rear-end collision in Stamford.
- Severe Injuries: Pay for surgeries and long-term care after a high-speed crash on I-84.
- DUI-Related Accidents: Get funds to manage daily expenses while pursuing justice against a negligent driver.
- Pedestrian Accidents: Stay afloat financially while recovering from injuries caused by a distracted driver in New Haven.
Our Experienc with Car Accident Injury Cases in Connecticut
In Connecticut, car accident claims often involve complex legal steps, from filing a complaint to engaging in negotiations—or even going to trial. While the process plays out, life doesn’t pause. That’s where we step in.
Connecticut averages over 36,000 car crashes annually, with high-traffic areas like I-95 seeing frequent pileups. Seasonal hazards, such as icy roads in the winter, add to the risk. In 2022, car crash fatalities in the state hit a record high, averaging more than one per day.
With statistics like these, it’s no surprise that car accident lawsuits in Connecticut can be lengthy. Our pre-settlement funding ensures you have the financial stability to avoid rushing into a settlement.
Why Our Non-Recourse Loans Are a Safe Choice
Unlike traditional loans, car accident loans are non-recourse. This means:
- If you lose your case, you owe us nothing.
- There are no monthly payments to worry about while your case is pending.
- Our flat interest rates (starting at 2.5% per month) ensure there are no surprises or hidden fees.
We designed this funding to protect plaintiffs from financial risks, giving you the resources to pursue justice without fear of debt.
Top Cities We Serve in Connecticut
We’re proud to support auto accident victims and plaintiffs across Connecticut, including in:
- Bridgeport
- New Haven
- Hartford
- Stamford
- Waterbury
- Norwalk
- Danbury
- New Britain
FAQs
1. Can I apply for pre-settlement funding if my case is being appealed in Connecticut?
Yes, you can apply for pre-settlement funding even if your case is in the appeals process. However, approval may depend on the likelihood of success on appeal, as well as the potential settlement value.
In Connecticut, appeals often prolong the legal process, making pre-settlement funding a valuable tool to manage expenses during this period. Speak with your attorney and funding provider to ensure your case qualifies under these circumstances.
2. Does Connecticut have any specific regulations on lawsuit funding that I should know about?
Connecticut does not currently have extensive state-specific regulations on lawsuit funding, but reputable funding companies adhere to ethical guidelines to ensure transparency and fairness. At Northstar, we provide clear terms without hidden fees and comply with general best practices.
3. Can I get pre-settlement funding if I’m partially at fault for my car accident in Connecticut?
Yes, you may still qualify for funding, as Connecticut follows a modified comparative fault rule. If you are less than 51% at fault for the accident, you can still pursue compensation. Pre-settlement funding providers like Northstar assess the strength of your case, including the expected settlement amount after adjusting for your percentage of fault, to determine eligibility and funding limits.
4. Are there limits on how I can use my pre-settlement funding in Connecticut?
No, there are no restrictions on how you use pre-settlement funding. Plaintiffs often use it for medical bills, rent, mortgage payments, transportation, or daily living expenses. However, it’s recommended to prioritize critical needs to avoid financial strain later.
5. Can I get funding if I’m suing a government entity for a car accident in Connecticut?
Yes, it’s possible, but suing a government entity in Connecticut may involve additional challenges. These cases often have stricter timelines and procedural requirements under the Connecticut Tort Claims Act.
6. What happens to my funding agreement if I move out of Connecticut during my case?
Moving out of Connecticut does not invalidate your funding agreement. Since lawsuit funding is based on the strength of your case, not your location, the agreement remains intact as long as you and your attorney continue pursuing the case. However, notify your funding provider and attorney to update your contact information and ensure seamless communication throughout the legal process.
Let Us Help You Move Forward
We know that waiting for justice can feel like an uphill battle. With Northstar Pre-Settlement Funding, you don’t have to go through it alone.
Call us today at 424-431-5051 or apply online for a car accident loan to secure the financial relief you need—so you can focus on what matters most: your recovery.