Pennsylvania Pre-settlement Funding with Low Interest

If you’re in the middle of a lawsuit in Pennsylvania and juggling mounting bills, you might feel like you’re stuck waiting for that settlement check to arrive. At Northstar Pre-Settlement Funding, we understand how stressful that waiting game can be.

That’s why we’re here—to offer our lawsuit loans in Pennsylvania so you can stay focused on recovering and pursuing justice rather than worrying about next month’s rent.

If you’ve got questions or are ready to move forward, call us at (424) 431-5051 or fill out an online application. Most of our clients receive funds within 24 hours of approval.

What Are Pre-Settlement Loans in Pennsylvania?

Pre-settlement loans—often called legal funding—give plaintiffs a cash advance while they’re still working on their lawsuits. One thing that sets them apart from typical loans is that they’re non-recourse, meaning if you don’t win your case, you owe nothing. No credit checks. No endless paperwork. No upfront fees. It’s genuinely that straightforward.

Types of Cases We Fund in Pennsylvania

Car Accident Cases

From rear-end collisions on I-76 in Philadelphia to serious tractor-trailer accidents on I-80, we frequently provide Pennsylvania lawsuit loans to help individuals rebound after life-altering crashes. Common scenarios include:

  • Rear-end collisions on I-76 in Philadelphia
  • Multi-vehicle pileups on the Pennsylvania Turnpike
  • Pedestrian accidents around Pittsburgh’s Market Square
  • Drunk driving crashes on Route 202
  • Tractor-trailer collisions on I-80

Other Personal Injury Cases

Beyond car accidents, we also fund:

  • Slip and falls at Hersheypark or King of Prussia Mall
  • Workplace injuries in Pennsylvania’s coal mining or manufacturing industries
  • Medical malpractice claims against top hospitals like UPMC and Penn Medicine

Additional Case Types

  • Wrongful death lawsuits
  • Product liability claims
  • Premises liability cases
  • Employment law disputes

Our team has worked with folks all over the Keystone State, helping them find the financial breathing room they need.

Pennsylvania Laws Regulating Settlement Funding

Pennsylvania courts have upheld the legality of pre-settlement funding under the doctrines of champerty and maintenance, and because our funding is non-recourse, you don’t owe anything if your case doesn’t end in your favor. We like the peace of mind that brings our clients—it’s a relief to know that the risk is on us, not you.

How to Apply for Pennsylvania Legal Funding

  1. Submit Your Application
    Give us the basic rundown of your case. We won’t pester you with credit checks. We just need the essentials.
  2. Case Review
    We’ll talk to your attorney about the case’s potential. If you’re anything like most of our clients, you just want a fair evaluation and a quick decision.
  3. Approval and Funding
    Once approved, you can see money in your account in as fast as 24 hours.

Repaying the Loan

We offer a risk-free guarantee. If your case is successful, repayment comes straight out of your settlement—no need to scramble for cash out of pocket. And if the case doesn’t go your way, we absorb that loss.

Eligibility for Pre-Settlement Funding

Not everyone knows they can qualify for our Pennsylvania lawsuit loans, so here’s what we look for:

  • Representation by a licensed attorney
  • A valid personal injury or civil lawsuit
  • An anticipated settlement or award

If that sounds like you, let’s talk.

Legal Funding vs. Traditional Loans

  • Legal Funding Advantages:
    • No credit checks
    • No monthly payments
    • No collateral required
  • Traditional Loans:
    • Require credit history checks
    • Demand monthly payments
    • Risk of losing your assets if you can’t repay

One of our clients in Scranton once told us it felt like borrowing from a friend, but without the awkwardness.

Interest Rates at Northstar Pre-Settlement Funding

We keep things transparent and easy to follow. Our flat interest rates start at 2.5% per month—no hidden fees, no sneaky compounding. That way, you can estimate your repayment without any nasty surprises.

How Much Funding Can You Receive?

In Pennsylvania, we can often provide between $1,000 and $1,000,000, depending on how much your case might settle for. Use it for things like:

  • Medical bills
  • Rent or mortgage
  • Groceries and other daily expenses
  • Car repairs

We once worked with a family in Allentown who used their funds to keep a roof over their heads while focusing on therapy and recovery.

Finding a Reliable Legal Funding Company

We know there are plenty of funding providers out there. Before you commit, make sure they offer:

  • Transparent terms
  • Flat interest rates
  • Fast approval times
  • Positive client reviews

At Northstar Pre-Settlement Funding, we pride ourselves on all four.

Cities We Serve in Pennsylvania

Our lawsuit loans in Pennsylvania are available from corner to corner of the state, including:

  • Philadelphia
  • Pittsburgh
  • Allentown
  • Erie
  • Reading
  • Scranton
  • Bethlehem
  • Lancaster

If you’re in one of these cities—or anywhere else in Pennsylvania—odds are we can help.

Pros and Cons of Lawsuit Loans

Pros

  • Quick financial relief
  • No repayment unless you win
  • No credit checks

Cons

  • Will reduce your net settlement if the case takes a long time and interest accrues
  • People often tell us that having the option of pre-settlement funding is a relief, but it’s also wise to consider the costs.

Ready to Secure Financial Stability?

Pick up the phone and call (424) 431-5051, or apply online. Sometimes that single phone call is all it takes to regain a sense of control during a difficult time.

FAQs

How long does the application process take?

We aim to finalize approvals within 24 hours once we have all the details from you and your attorney.

Can I apply with bad credit?

Absolutely. We never run credit checks, so poor credit won’t be an issue.

Is there a minimum loan amount?

We fund cases starting from $1,000, going all the way up to $1,000,000, depending on the case’s expected value.

Do I need an attorney to apply?

Yes. We only fund plaintiffs who have attorney representation, so make sure you have counsel for your case.

What if I lose my case?

If you lose, you owe nothing. Our pre-settlement funding is non-recourse, so you’re protected.

Take the First Step Toward Financial Relief

If you’re dealing with the stress of medical bills, household expenses, or just day-to-day living costs, don’t let financial worries overshadow your path to justice. Call us at (424) 431-5051 or apply online today. Our team at Northstar Pre-Settlement Funding is here to stand by Pennsylvanians, providing the financial support you need while you fight for a fair settlement.