Lawsuit Loans

Lawsuit Loans

Lawsuit Loans Approved in as Little as 24 Hours

Lawsuit loans are non-recourse cash advances designed for plaintiffs who need immediate liquidity while their legal claims are pending. 

Lawsuit loans provide a way to tap into your projected settlement early, ensuring you have the funds to cover living expenses before your case reaches a final verdict or settlement.

Also known as lawsuit advances, settlement loans, or pre-settlement loans, this funding helps you stay financially stable while your attorney works toward a fair resolution.

Presettlement Funding provides lawsuit loans based on the strength and value of your lawsuit, and repayment only comes from your settlement if your case succeeds.

What Is a Lawsuit Loan?

A lawsuit loan is a non-recourse cash advance based on the estimated value of your pending lawsuit. Unlike traditional loans, repayment does not depend on your credit score, employment status, or personal assets. Instead, repayment comes only from your settlement or court award—and only if you win.
If your case does not result in a settlement or verdict, you owe nothing.



Benefits of Lawsuit Loans

Fast Access to Cash

Receive advances starting at $500 and ranging up to $1,000,000 or more, depending on the value of your claim.

No Risk If You Lose

If your case is unsuccessful, you do not repay the advance. There is no personal liability.

Attorney-Based Approval

Approval is based on your case merits, not your financial history. An attorney must represent you to qualify.

Transparent, Predictable Costs

Rates are non-compounding, with clearly defined terms and fee caps to prevent costs from growing unexpectedly.

Nationwide Support

We assist plaintiffs across the United States in a wide range of civil and personal injury cases.

Lawsuit loans

How do lawsuit loans work?




01.

Apply online

 You submit basic case and contact details.

02.




Case review with your attorney

Presettlement Funding evaluates liability, damages, and settlement outlook with your lawyer.




03.

Receive funds

 If approved, Presettlement Funding sends your lawsuit loan to your bank account, often within 24–48 hours.

What types of cases can lawsuit loans cover?

Lawsuit loans can cover many personal injury and civil lawsuits with clear liability and damages. Presettlement Funding commonly funds:

Do I have to repay a lawsuit loan if I lose?

No, you do not repay a lawsuit loan if you lose when the funding is non-recourse. Presettlement Funding offers non-recourse lawsuit loans, meaning if your case does not settle or you do not win at trial, you owe Presettlement Funding $0.

Are lawsuit loans regulated?

Lawsuit loans are regulated in some states and overseen by broader contract and consumer-protection laws nationwide. 

Presettlement Funding follows applicable state compliance rules and structures every agreement as non-recourse legal funding, so repayment terms stay lawful, disclosed, and case-based.

How are lawsuit loans different from traditional loans?

Lawsuit loans are different from traditional loans because they are case-based and non-recourse, not credit-based debt.


Feature Lawsuit Loans Traditional loans
Based on credit or income? No Yes
Non-recourse (no repayment if you lose)? Yes No
Approval speed Usually 24–48 hours Days to weeks
Use of funds Flexible Often restricted
Risk to borrower Low High

Who qualifies for a lawsuit loan?

You qualify for a lawsuit loan if you meet these case-based requirements:

Presettlement Funding does not require employment, income proof, or a credit score threshold.

Why does the statute of limitations matter for lawsuit loans?

The statute of limitations matters for lawsuit loans because if you miss your filing deadline, your case can be dismissed and no settlement exists to fund. 

Presettlement Funding can only approve lawsuits that are still legally valid, so starting your claim on time protects both your case and your funding eligibility.

Do I need good credit for a lawsuit loan?

No, you do not need good credit for a lawsuit loan because approval is based on your case, not your finances. Presettlement Funding does not run a traditional credit check, and your funding decision is tied to liability and settlement value.

How long does it take to get a lawsuit loan?

Most lawsuit loans take 24 hours from case review to funding. Presettlement Funding moves quickly once your attorney provides the needed documentation.


Call: 4244315051

How much can I get in a lawsuit loan?

You can get $500- $1000000. Lawsuit loan amount depend on case value, damages, and expected settlement range. 

Presettlement Funding advances only a safe portion of your projected recovery so you still take home meaningful compensation after fees, liens, and legal costs.

How does fault in my state affect my lawsuit loan?

Fault in your state affects your lawsuit loan because shared-fault rules can reduce your final settlement and change how much funding is safe to advance. 

Presettlement Funding reviews whether your state follows contributory negligence, comparative negligence, or modified comparative negligence so the funding amount matches the realistic settlement you may receive.

What can I use lawsuit loan money for?

You can use lawsuit loan money for any life expense while your case is pending. Most Presettlement Funding clients use advances for:

Presettlement Funding does not restrict or track spending.

What should I look for in a lawsuit loan company?

You should look for clarity, non-recourse protection, speed, and attorney coordination. A strong lawsuit loan provider should offer:

Presettlement Funding is built around these standards.

What happens if my lawsuit settlement falls through?

If your lawsuit settlement falls through, you keep the money and owe nothing under a non-recourse agreement. Presettlement Funding takes the financial risk so you are not left with debt if your case does not succeed.

Why choose Presettlement Funding for lawsuit loans?

You should choose Presettlement Funding because cases are reviewed quickly, contracts are non-recourse, and pricing is straightforward. 

Presettlement Funding also prioritizes direct attorney collaboration and fast delivery so plaintiffs can stay financially stable without settling early for less than their claim is worth.


Call us 4244315051

Where does Presettlement Funding offer lawsuit loans?

Presettlement Funding provides nationwide lawsuit loans. Find your state below, with key cities listed under each location.

How do I apply for lawsuit loans with Presettlement Funding?

You can apply for lawsuit loans with Presettlement Funding by submitting the online form or calling to start a case review. Presettlement Funding confirms your lawsuit details with your attorney, issues a clear offer if you qualify, and sends funds fast once you accept.

Call 4244315051 Get a Lawsuit Loan Today

If you’re struggling financially while waiting for your case to resolve, a lawsuit loan can provide immediate relief without adding traditional debt. Apply online or speak with a legal funding specialist today to find out how much you may be eligible to receive.